Land banking: what it means
An explanation of the term "land banking", how people use it and what to consider. No hype.
“Land banking” is a phrase you’ll see in property marketing. Here’s a plain explanation.
What it means
Land banking usually means buying land and holding it for a period of time, rather than building straight away.
Why people do it
- To secure land now for a home later
- To lock in a location they like
- To plan a future move, such as retirement
What to consider
- Holding costs like rates and land tax
- Your plans for the land, and when
- Whether you need the money for anything else in the meantime
- That the value of any property can go up or down
At Hidden Valley
There’s no time limit to build, so buyers can choose when to build. The deposit is $10,000 and settlement is expected in mid-2027.
No promises We don’t make predictions about future prices. Do your own research and get independent financial advice.
See what's available today
Every lot's size, frontage and status is on the live plan. Open the lot plan →
Common questions
Is there a time limit to build at Hidden Valley?
No.
Will the land go up in value?
We don’t make predictions. Property values can rise or fall.
Questions? Talk to Terry.
Ask about lots, the contract, building or visiting and Terry will call you back.
- $10,000 deposit secures your lot
- Nothing more to pay until settlement in mid-2027
- Construction commences October
Keep reading
The costs of holding vacant land in WA
Before you buy, understand the ongoing costs of owning land you haven't built on yet.
Read the guideBuying vacant land in an SMSF: what to know
Some buyers consider buying land through a self-managed super fund. The rules are strict, so here's an overview.
Read the guideFinance for vacant land: the basics
Lenders often treat vacant land differently from houses. Here's what to ask.
Read the guide